8月5日，中國人民銀行、金融監管總局、中國證監會、財政部、農業農村部聯合發布《關于開展學習運用“千萬工程”經驗 加強金融支持鄉村全面振興專項行動的通知》。在實施金融服務鄉村產業發展專項行動中，要求助力盤活農村資產資源。用好動產融資統一登記公示系統，拓寬生物活體、養殖設施等抵質押物范圍，滿足新型農業經營主體多樣化融資需求。

《通知》提出(chu)實施金(jin)融保障糧食安全(quan)、鞏固(gu)拓展(zhan)金(jin)融幫扶成效、金(jin)融服(fu)務鄉(xiang)(xiang)村產(chan)業發展(zhan)、金(jin)融支持鄉(xiang)(xiang)村建設、金(jin)融賦能鄉(xiang)(xiang)村治(zhi)理五大專項(xiang)行動，助推(tui)鄉(xiang)(xiang)村全(quan)面振興。

下方為《通知》全(quan)文(wen)：

中國人民銀(yin)行 金融(rong)監(jian)管總局 中國證(zheng)監(jian)會 財政部(bu) 農(nong)業農(nong)村部(bu)關(guan)于開(kai)展學習運用“千萬工程”經驗加強金融(rong)支持(chi)鄉村全面振(zhen)興專項行動的通知

為深入貫徹黨的(de)二十大(da)和(he)二十屆二中(zhong)(zhong)(zhong)(zhong)(zhong)、三中(zhong)(zhong)(zhong)(zhong)(zhong)全(quan)會、中(zhong)(zhong)(zhong)(zhong)(zhong)央(yang)經(jing)濟工(gong)(gong)作(zuo)會議(yi)、中(zhong)(zhong)(zhong)(zhong)(zhong)央(yang)金(jin)融工(gong)(gong)作(zuo)會議(yi)、中(zhong)(zhong)(zhong)(zhong)(zhong)央(yang)農(nong)村(cun)工(gong)(gong)作(zuo)會議(yi)精神，認真落(luo)實《中(zhong)(zhong)(zhong)(zhong)(zhong)共中(zhong)(zhong)(zhong)(zhong)(zhong)央(yang) 國(guo)務(wu)院關于(yu)學習運用(yong)“千(qian)村(cun)示范、萬村(cun)整治”工(gong)(gong)程(cheng)經(jing)驗有(you)力(li)有(you)效推進(jin)鄉(xiang)村(cun)全(quan)面振興的(de)意見》部署，錨定建(jian)設(she)農(nong)業強(qiang)國(guo)目(mu)標，堅持黨中(zhong)(zhong)(zhong)(zhong)(zhong)央(yang)對金(jin)融工(gong)(gong)作(zuo)的(de)集中(zhong)(zhong)(zhong)(zhong)(zhong)統一領導，學習運用(yong)“千(qian)萬工(gong)(gong)程(cheng)”蘊含的(de)發展理念(nian)、工(gong)(gong)作(zuo)方(fang)法和(he)推進(jin)機制，緊扣鄉(xiang)村(cun)全(quan)面振興的(de)重點領域和(he)薄(bo)弱環(huan)節，強(qiang)化(hua)(hua)金(jin)融要素保(bao)障，在加快(kuai)農(nong)業農(nong)村(cun)現(xian)代化(hua)(hua)更好推進(jin)中(zhong)(zhong)(zhong)(zhong)(zhong)國(guo)式現(xian)代化(hua)(hua)中(zhong)(zhong)(zhong)(zhong)(zhong)發揮更大(da)作(zuo)用(yong)，中(zhong)(zhong)(zhong)(zhong)(zhong)國(guo)人民銀行、金(jin)融監管總局、中(zhong)(zhong)(zhong)(zhong)(zhong)國(guo)證(zheng)監會、財(cai)政部、農(nong)業農(nong)村(cun)部決定聯合(he)開展學習運用(yong)“千(qian)萬工(gong)(gong)程(cheng)”經(jing)驗加強(qiang)金(jin)融支持鄉(xiang)村(cun)全(quan)面振興專項行動。具體要求如(ru)下：

　　一、實施金融保障糧食安全專項(xiang)行動

　　（一）強化糧(liang)食(shi)(shi)和(he)(he)重要(yao)農產(chan)(chan)品穩產(chan)(chan)保供(gong)(gong)金(jin)融(rong)(rong)支持。拓(tuo)展糧(liang)食(shi)(shi)生(sheng)(sheng)產(chan)(chan)、流(liu)通、收儲、加(jia)工(gong)等全產(chan)(chan)業(ye)鏈(lian)金(jin)融(rong)(rong)服務(wu)場景，滿足農業(ye)生(sheng)(sheng)產(chan)(chan)主體和(he)(he)農資企業(ye)多元化金(jin)融(rong)(rong)需求，促進糧(liang)食(shi)(shi)產(chan)(chan)能(neng)提(ti)升，助力構建多元化食(shi)(shi)物供(gong)(gong)給體系。針對生(sheng)(sheng)豬、奶(nai)類、牛羊(yang)肉(rou)生(sheng)(sheng)產(chan)(chan)和(he)(he)“菜籃子”產(chan)(chan)品應急保供(gong)(gong)、綠色農產(chan)(chan)品生(sheng)(sheng)產(chan)(chan)加(jia)工(gong)供(gong)(gong)應基地(di)建設，拓(tuo)寬(kuan)貸款(kuan)抵質押物范圍，擴大信貸投放規模(mo)。聚(ju)焦糧(liang)棉油糖膠進出口業(ye)務(wu)重點企業(ye)群體，優化國際結算、貿易融(rong)(rong)資等金(jin)融(rong)(rong)服務(wu)，提(ti)升跨境投融(rong)(rong)資便利(li)性，多渠(qu)道支持農業(ye)對外合作(zuo)。

　　（二）加大高(gao)標(biao)準(zhun)農(nong)(nong)(nong)(nong)田和(he)(he)設(she)(she)施(shi)農(nong)(nong)(nong)(nong)業建(jian)設(she)(she)金(jin)融(rong)(rong)支持(chi)。圍繞高(gao)標(biao)準(zhun)農(nong)(nong)(nong)(nong)田和(he)(he)設(she)(she)施(shi)農(nong)(nong)(nong)(nong)業建(jian)設(she)(she)融(rong)(rong)資模式(shi)創新，在依法(fa)合規、風(feng)險(xian)可控的前提下，適(shi)當延長(chang)貸(dai)款期限。積(ji)極參(can)與(yu)高(gao)標(biao)準(zhun)農(nong)(nong)(nong)(nong)田和(he)(he)設(she)(she)施(shi)農(nong)(nong)(nong)(nong)業建(jian)設(she)(she)等涉農(nong)(nong)(nong)(nong)領域貸(dai)款貼息獎(jiang)補試點工作(zuo)。創新銀墾(ken)合作(zuo)場(chang)景和(he)(he)模式(shi)，支持(chi)農(nong)(nong)(nong)(nong)墾(ken)奶源基地、都(dou)市設(she)(she)施(shi)農(nong)(nong)(nong)(nong)業等設(she)(she)施(shi)農(nong)(nong)(nong)(nong)業建(jian)設(she)(she)。科學(xue)做好鹽(yan)堿地綜合利(li)用融(rong)(rong)資項(xiang)目的篩選和(he)(he)風(feng)險(xian)評估(gu)，明確合格承貸(dai)和(he)(he)實施(shi)主體(ti)，積(ji)極滿足(zu)金(jin)融(rong)(rong)需求。

　　（三(san)）深化種(zhong)(zhong)業(ye)振興和(he)(he)(he)農(nong)業(ye)科技金融(rong)(rong)服務(wu)。建立健全種(zhong)(zhong)業(ye)基地、種(zhong)(zhong)業(ye)陣(zhen)型企(qi)業(ye)清單共(gong)享(xiang)和(he)(he)(he)融(rong)(rong)資(zi)監測機(ji)(ji)制。積極對接(jie)現(xian)代種(zhong)(zhong)業(ye)提(ti)升工程(cheng)、國家南(nan)繁硅谷等重(zhong)(zhong)大建設規劃(hua)和(he)(he)(he)種(zhong)(zhong)源關(guan)鍵核(he)心(xin)技術攻關(guan)、農(nong)業(ye)生物(wu)育種(zhong)(zhong)重(zhong)(zhong)大項目、育種(zhong)(zhong)聯合攻關(guan)等重(zhong)(zhong)大任務(wu)。創新(xin)(xin)植物(wu)新(xin)(xin)品種(zhong)(zhong)權、種(zhong)(zhong)子(zi)種(zhong)(zhong)畜禽等擔保方式(shi)，推出一(yi)批針對性強、惠及面廣(guang)的(de)信貸產品。支持(chi)符合條(tiao)件(jian)的(de)種(zhong)(zhong)業(ye)企(qi)業(ye)上(shang)市、掛牌(pai)融(rong)(rong)資(zi)和(he)(he)(he)再融(rong)(rong)資(zi)，開(kai)展投資(zi)并購(gou)和(he)(he)(he)兼并重(zhong)(zhong)組，助力(li)提(ti)升自主創新(xin)(xin)能力(li)。聚焦農(nong)機(ji)(ji)裝備生產、購(gou)置和(he)(he)(he)使用(yong)需求，盤活“一(yi)大一(yi)小”農(nong)機(ji)(ji)具資(zi)產，通過(guo)貸款(kuan)、租(zu)賃等方式(shi)支持(chi)農(nong)業(ye)現(xian)代化生產。

　　二、實(shi)施鞏固拓展金融(rong)幫扶成(cheng)效專項(xiang)行動

　　（四）加(jia)大(da)對國家(jia)鄉村振興重(zhong)(zhong)點幫(bang)扶(fu)縣(xian)等重(zhong)(zhong)點地區(qu)(qu)和(he)脫(tuo)貧人(ren)口的金融支(zhi)(zhi)持(chi)力度(du)。繼(ji)續落(luo)實(shi)對重(zhong)(zhong)點幫(bang)扶(fu)縣(xian)的差(cha)異化金融支(zhi)(zhi)持(chi)政策，保(bao)持(chi)脫(tuo)貧地區(qu)(qu)信貸(dai)投(tou)放力度(du)不減。為易(yi)地扶(fu)貧搬遷安置(zhi)區(qu)(qu)群眾提供優質高效金融服務，積極滿(man)足(zu)生(sheng)產(chan)生(sheng)活需要。優化金融聯農帶農舉措(cuo)，引導農村企業、幫(bang)扶(fu)車間(jian)吸納更(geng)多就業，促進低收(shou)入(ru)人(ren)口持(chi)續增收(shou)。做好脫(tuo)貧人(ren)口小額(e)信貸(dai)質量監測和(he)續貸(dai)展期(qi)管理。研究(jiu)謀劃過(guo)渡期(qi)結束后的常態(tai)化金融幫(bang)扶(fu)機制。

　　（五）扎(zha)實做好定(ding)(ding)點幫(bang)扶(fu)(fu)(fu)(fu)工(gong)作(zuo)。承擔定(ding)(ding)點幫(bang)扶(fu)(fu)(fu)(fu)任(ren)務(wu)(wu)的金(jin)融(rong)機(ji)構要扛牢定(ding)(ding)點幫(bang)扶(fu)(fu)(fu)(fu)政治責任(ren)，立(li)足幫(bang)扶(fu)(fu)(fu)(fu)地(di)區優勢特點和短板弱項，多形(xing)式開展(zhan)消費幫(bang)扶(fu)(fu)(fu)(fu)、產業幫(bang)扶(fu)(fu)(fu)(fu)、人才(cai)(cai)幫(bang)扶(fu)(fu)(fu)(fu)等(deng)，優化幫(bang)扶(fu)(fu)(fu)(fu)資金(jin)管理，做好落地(di)實效跟蹤，促進結(jie)對(dui)關系(xi)更(geng)加緊密。強化與幫(bang)扶(fu)(fu)(fu)(fu)地(di)區規劃銜接，將金(jin)融(rong)系(xi)統渠道(dao)、資金(jin)、信息優勢與社會(hui)服務(wu)(wu)機(ji)構的科(ke)研、技術、人才(cai)(cai)優勢結(jie)合，探索推(tui)廣“組團式”幫(bang)扶(fu)(fu)(fu)(fu)。鼓(gu)勵把自(zi)身發展(zhan)戰略與定(ding)(ding)點幫(bang)扶(fu)(fu)(fu)(fu)工(gong)作(zuo)充分結(jie)合，將定(ding)(ding)點幫(bang)扶(fu)(fu)(fu)(fu)“責任(ren)田”打造成金(jin)融(rong)支持(chi)鄉村振興“示范田”。

　　三、實施金融服務鄉村產業發展專項行動(dong)

　　（六）促進(jin)農(nong)村(cun)(cun)一二三產(chan)(chan)業(ye)融(rong)(rong)(rong)合(he)發展。綜合(he)運用信(xin)貸、債券、股權(quan)、租賃(lin)等多種融(rong)(rong)(rong)資渠道，助力現代鄉村(cun)(cun)產(chan)(chan)業(ye)體(ti)系(xi)(xi)建設。因地(di)制(zhi)宜(yi)(yi)打(da)造(zao)特(te)色化融(rong)(rong)(rong)資模(mo)(mo)式(shi)，支(zhi)持(chi)地(di)方(fang)發展特(te)色產(chan)(chan)業(ye)和農(nong)產(chan)(chan)品(pin)(pin)加工業(ye)，打(da)造(zao)鄉土特(te)色品(pin)(pin)牌(pai)。積極發展地(di)方(fang)特(te)色農(nong)產(chan)(chan)品(pin)(pin)保險，鼓勵有條件的(de)地(di)方(fang)因地(di)制(zhi)宜(yi)(yi)擴大保險服(fu)務覆蓋面。不斷(duan)優化“保險+期貨”業(ye)務模(mo)(mo)式(shi)，更好(hao)滿足農(nong)業(ye)風險管理需求。豐富生態旅(lv)游、森林康養、休閑露營等新業(ye)態金融(rong)(rong)(rong)服(fu)務場景，打(da)造(zao)相(xiang)匹配的(de)信(xin)貸產(chan)(chan)品(pin)(pin)體(ti)系(xi)(xi)。

　　（七）助(zhu)力盤活農(nong)村(cun)資(zi)產資(zi)源。支持有條件(jian)的(de)地方推(tui)進農(nong)村(cun)承包土(tu)地經(jing)(jing)營(ying)(ying)權(quan)(quan)(quan)等農(nong)村(cun)產權(quan)(quan)(quan)抵(di)質押貸款(kuan)業(ye)務。用好動產融(rong)資(zi)統(tong)(tong)一登記公示系統(tong)(tong)，拓寬生物活體、養殖(zhi)設(she)施等抵(di)質押物范圍，滿足新型農(nong)業(ye)經(jing)(jing)營(ying)(ying)主體多樣化(hua)融(rong)資(zi)需(xu)求。落實(shi)深化(hua)集體林(lin)權(quan)(quan)(quan)制度改(gai)革(ge)方案，完(wan)善林(lin)業(ye)金(jin)融(rong)服務體系，支持金(jin)融(rong)機構增加(jia)林(lin)權(quan)(quan)(quan)抵(di)押貸款(kuan)和林(lin)業(ye)經(jing)(jing)營(ying)(ying)主體中長期貸款(kuan)投放(fang)，參與林(lin)業(ye)碳匯項(xiang)目儲備和開發利用。

　　（八(ba)）助推(tui)農村流(liu)(liu)通高(gao)質量(liang)發展(zhan)。在(zai)縣(xian)(xian)(xian)域(yu)商業“領跑縣(xian)(xian)(xian)”積極對接“縣(xian)(xian)(xian)域(yu)物(wu)流(liu)(liu)配送中心”、“鄉(xiang)鎮商貿中心”等(deng)(deng)新建(jian)改建(jian)項(xiang)目的融資(zi)需(xu)求，支持骨干冷(leng)鏈物(wu)流(liu)(liu)重(zhong)點(dian)縣(xian)(xian)(xian)（重(zhong)點(dian)市）、產(chan)地冷(leng)鏈集(ji)配中心和縣(xian)(xian)(xian)域(yu)產(chan)地公共冷(leng)鏈物(wu)流(liu)(liu)設(she)施(shi)等(deng)(deng)項(xiang)目建(jian)設(she)。挖掘農村地區快遞驛站、電商服(fu)務點(dian)等(deng)(deng)流(liu)(liu)通節(jie)點(dian)的數據要素(su)作(zuo)用(yong)，助推(tui)供(gong)應鏈資(zi)金流(liu)(liu)、商流(liu)(liu)、物(wu)流(liu)(liu)深度融合，創新授信(xin)評(ping)價(jia)體(ti)系，提高(gao)信(xin)貸服(fu)務效(xiao)率。

　　（九(jiu)）支(zhi)(zhi)持農(nong)民(min)增收(shou)致富。加大創業(ye)擔(dan)保貸款(kuan)政策實施(shi)力度，積極推廣線上審(shen)批，支(zhi)(zhi)持金融機構推廣穩崗擴崗專項貸款(kuan)。鼓勵在風險(xian)可控前提(ti)下，推廣“整(zheng)村(cun)授信(xin)”等(deng)主動授信(xin)、批量授信(xin)業(ye)務模式(shi)，加大高(gao)(gao)(gao)素質農(nong)民(min)信(xin)貸支(zhi)(zhi)持，擴大農(nong)戶小額信(xin)用貸款(kuan)投放(fang)，更好(hao)滿足(zu)農(nong)戶“短、小、頻、急”資金需求。為農(nong)民(min)通過金融機構柜臺投資銀行間債券(quan)市場高(gao)(gao)(gao)信(xin)用等(deng)級(ji)債券(quan)提(ti)供服務，提(ti)高(gao)(gao)(gao)農(nong)村(cun)地區(qu)購債便利度。

　　四、實施金融支(zhi)持(chi)鄉(xiang)村建(jian)設專項行動

　　（十）加大農(nong)村(cun)人(ren)居環境(jing)(jing)整(zheng)治和生(sheng)(sheng)態文明建(jian)設金融支(zhi)(zhi)(zhi)持(chi)。主動(dong)對接各地(di)農(nong)村(cun)人(ren)居環境(jing)(jing)整(zheng)治提升行動(dong)，及時響應(ying)信貸需求。聚焦農(nong)村(cun)廁(ce)所糞污和生(sheng)(sheng)活污水(shui)垃(la)圾(ji)治理、村(cun)容(rong)村(cun)貌提升等重(zhong)點(dian)領域，開發人(ren)居環境(jing)(jing)貸款產品(pin)，支(zhi)(zhi)(zhi)持(chi)各地(di)將(jiang)符合(he)(he)條件(jian)的(de)項目打(da)捆(kun)打(da)包交(jiao)由合(he)(he)格主體實施(shi)，在(zai)收(shou)益自平衡和經營(ying)可持(chi)續(xu)的(de)前(qian)提下給予綜合(he)(he)融資支(zhi)(zhi)(zhi)持(chi)。豐富(fu)綠色信貸產品(pin)體系，支(zhi)(zhi)(zhi)持(chi)荒漠化綜合(he)(he)防治，助推“三北”等重(zhong)點(dian)生(sheng)(sheng)態工程建(jian)設。

　　（十一）強(qiang)化鄉(xiang)村(cun)(cun)(cun)基礎(chu)設(she)施建(jian)設(she)和公共(gong)服務設(she)施金(jin)(jin)融(rong)(rong)保(bao)障。鼓(gu)勵(li)金(jin)(jin)融(rong)(rong)機構(gou)在項目規劃期主(zhu)動提供融(rong)(rong)資方案，創新政銀企(qi)村(cun)(cun)(cun)民合作方式(shi)(shi)(shi)，更好支(zhi)持(chi)農(nong)(nong)(nong)村(cun)(cun)(cun)供水(shui)工(gong)程體系、農(nong)(nong)(nong)村(cun)(cun)(cun)電網鞏(gong)固提升、鄉(xiang)村(cun)(cun)(cun)道路、燃氣(qi)下鄉(xiang)、農(nong)(nong)(nong)村(cun)(cun)(cun)寄(ji)遞物流體系、智慧村(cun)(cun)(cun)莊、鄉(xiang)村(cun)(cun)(cun)民宿、農(nong)(nong)(nong)村(cun)(cun)(cun)養(yang)老等(deng)(deng)重(zhong)大項目建(jian)設(she)。加大對農(nong)(nong)(nong)村(cun)(cun)(cun)地區分布(bu)式(shi)(shi)(shi)新能(neng)源、重(zhong)點村(cun)(cun)(cun)鎮(zhen)新能(neng)源汽車充換電設(she)施等(deng)(deng)項目建(jian)設(she)的金(jin)(jin)融(rong)(rong)支(zhi)持(chi)力度。鼓(gu)勵(li)以縣為(wei)單位開展金(jin)(jin)融(rong)(rong)支(zhi)持(chi)鄉(xiang)村(cun)(cun)(cun)建(jian)設(she)試點，探索農(nong)(nong)(nong)村(cun)(cun)(cun)基礎(chu)設(she)施信貸(dai)模式(shi)(shi)(shi)和金(jin)(jin)融(rong)(rong)產(chan)品(pin)。

　　（十二）支(zhi)持縣域(yu)城鄉融(rong)(rong)合發展。引導符(fu)合條件的主體(ti)通(tong)過發行公(gong)司信用(yong)類債(zhai)券(quan)和資(zi)產支(zhi)持證券(quan)等(deng)(deng)工具(ju)，拓寬市政公(gong)用(yong)設(she)施延伸、城鄉道路(lu)客(ke)運(yun)一體(ti)化發展等(deng)(deng)新型城鎮(zhen)化領域(yu)的資(zi)金來源。探索集體(ti)經(jing)營性(xing)建(jian)設(she)用(yong)地(di)入市的金融(rong)(rong)支(zhi)持方式，服務(wu)縣域(yu)城鄉融(rong)(rong)合發展。結合新一輪農業轉移(yi)人口市民(min)化行動，加大對保(bao)障性(xing)住(zhu)房建(jian)設(she)、城中村改造的金融(rong)(rong)保(bao)障，積極滿足農村轉移(yi)人口就業、住(zhu)房、創(chuang)業、教(jiao)育、醫療、養(yang)老(lao)等(deng)(deng)金融(rong)(rong)需(xu)求。

　　五、實施金融賦能鄉村治理專項行動

　　（十(shi)三）金(jin)融(rong)(rong)賦能鄉村(cun)文(wen)(wen)明善治。持續創新金(jin)融(rong)(rong)支持農(nong)文(wen)(wen)旅融(rong)(rong)合(he)模(mo)式，開展文(wen)(wen)旅知識產權(quan)、景(jing)區(qu)收(shou)益權(quan)等(deng)抵質(zhi)押融(rong)(rong)資，盤活農(nong)業文(wen)(wen)化(hua)(hua)遺產、農(nong)村(cun)非物(wu)質(zhi)文(wen)(wen)化(hua)(hua)遺產等(deng)文(wen)(wen)化(hua)(hua)資源(yuan)，支持村(cun)跑、村(cun)超、村(cun)晚等(deng)特(te)色農(nong)村(cun)文(wen)(wen)體活動(dong)。將金(jin)融(rong)(rong)服務(wu)與(yu)弘揚(yang)和(he)培(pei)育(yu)良好家風鄉風相融(rong)(rong)合(he)，探索將村(cun)民“無形”信用資產轉化(hua)(hua)為“有(you)形”信貸(dai)資金(jin)。

　　（十四）支(zhi)持(chi)數(shu)字鄉村(cun)建(jian)(jian)設(she)(she)。建(jian)(jian)立健全鄉村(cun)振興領域數(shu)字一體(ti)化(hua)平(ping)臺，實(shi)現農(nong)(nong)(nong)(nong)業(ye)農(nong)(nong)(nong)(nong)村(cun)重大項目、農(nong)(nong)(nong)(nong)業(ye)生產(chan)經營(ying)、農(nong)(nong)(nong)(nong)村(cun)社會(hui)管(guan)理等(deng)涉(she)農(nong)(nong)(nong)(nong)信(xin)息整合(he)，集成支(zhi)付業(ye)務、農(nong)(nong)(nong)(nong)村(cun)信(xin)用體(ti)系(xi)建(jian)(jian)設(she)(she)等(deng)功(gong)能(neng)，打造金融“一件事一次辦”綜(zong)合(he)應(ying)用場景。鼓勵金融機(ji)構為縣鄉（鎮）政府、村(cun)兩(liang)委及各類涉(she)農(nong)(nong)(nong)(nong)主體(ti)，提供數(shu)字化(hua)管(guan)理工具，賦(fu)能(neng)鄉村(cun)治理。

　　（十五）強化農村基礎金融(rong)服務。引導金融(rong)機(ji)構優化普惠金融(rong)服務點建設，積極開(kai)展(zhan)農民金融(rong)素養提(ti)升、反假人民幣宣傳等活動(dong)。持續拓展(zhan)數(shu)字支付(fu)場(chang)景，推動(dong)移動(dong)支付(fu)向縣域鄉村下沉(chen)。規范(fan)發展(zhan)助(zhu)農取款服務點，提(ti)升農村支付(fu)服務水平。完善農業(ye)信(xin)貸直(zhi)通車服務，加(jia)強金融(rong)信(xin)用(yong)信(xin)息(xi)基礎數(shu)據(ju)庫等平臺的協作，深化涉農經營(ying)主體信(xin)息(xi)在(zai)金融(rong)領域的共享(xiang)應用(yong)，幫(bang)助(zhu)金融(rong)機(ji)構提(ti)升客戶識(shi)別、風(feng)險防范(fan)和產品創新能力。

　　六、政策(ce)保障和組織推動

　　（十六）強化(hua)貨(huo)幣(bi)政策工具支(zhi)(zhi)(zhi)持(chi)(chi)。充分發揮支(zhi)(zhi)(zhi)農支(zhi)(zhi)(zhi)小再貸(dai)款、再貼現、科技創新(xin)和技術(shu)改造再貸(dai)款等(deng)貨(huo)幣(bi)政策工具的(de)激勵(li)作用，引導信貸(dai)業務以縣(xian)域為(wei)主的(de)金(jin)融機構積極支(zhi)(zhi)(zhi)持(chi)(chi)鄉(xiang)村(cun)(cun)振興(xing)。鼓(gu)勵(li)金(jin)融機構發行(xing)“三農”、小微、綠色(se)等(deng)金(jin)融債(zhai)券(quan)，支(zhi)(zhi)(zhi)持(chi)(chi)符合(he)條件的(de)涉(she)農企業發行(xing)資(zi)產支(zhi)(zhi)(zhi)持(chi)(chi)證券(quan)、鄉(xiang)村(cun)(cun)振興(xing)票據(ju)、鄉(xiang)村(cun)(cun)振興(xing)公司債(zhai)券(quan)等(deng)融資(zi)工具，持(chi)(chi)續加大對(dui)鄉(xiang)村(cun)(cun)振興(xing)重點領域的(de)資(zi)金(jin)投入。

　　（十七）加強產業(ye)、財政(zheng)、金(jin)融(rong)(rong)政(zheng)策協同。優化融(rong)(rong)資項目庫(ku)對(dui)接(jie)(jie)服務(wu)，暢通“清單推(tui)送(song)—精(jing)準(zhun)對(dui)接(jie)(jie)—實(shi)時反饋(kui)—監(jian)測督導”的政(zheng)銀企融(rong)(rong)資對(dui)接(jie)(jie)服務(wu)鏈(lian)條，助推(tui)信貸政(zheng)策精(jing)準(zhun)落地。多措并舉激發金(jin)融(rong)(rong)機(ji)構(gou)服務(wu)鄉(xiang)村(cun)全面(mian)振興的積極(ji)性(xing)(xing)和(he)主(zhu)動(dong)性(xing)(xing)。推(tui)動(dong)政(zheng)府性(xing)(xing)融(rong)(rong)資擔保機(ji)構(gou)聚焦小微和(he)“三農”主(zhu)體，切(qie)實(shi)發揮融(rong)(rong)資增信和(he)風險分擔作用(yong)。

　　（十八）優(you)化(hua)(hua)金(jin)融(rong)(rong)(rong)服務(wu)(wu)(wu)機制。大中型銀(yin)行(xing)要完善“三(san)農(nong)”金(jin)融(rong)(rong)(rong)服務(wu)(wu)(wu)專業(ye)(ye)化(hua)(hua)工作機制，借助(zhu)自身資(zi)金(jin)優(you)勢(shi)、科技優(you)勢(shi)，在依法合規、風(feng)險(xian)(xian)可控的前提(ti)下(xia)，適度下(xia)放產品創新權限，推出(chu)更多服務(wu)(wu)(wu)縣(xian)域金(jin)融(rong)(rong)(rong)產品，在授信審批、內部資(zi)金(jin)轉(zhuan)移(yi)定價、人員配(pei)置等方(fang)面向縣(xian)域支行(xing)傾(qing)斜(xie)。農(nong)村(cun)(cun)中小銀(yin)行(xing)機構要進(jin)一(yi)步突(tu)出(chu)支農(nong)支小定位，充分發揮人緣地(di)緣優(you)勢(shi)，更好滿足各類(lei)涉農(nong)主體(ti)生產經營、農(nong)戶消費(fei)等金(jin)融(rong)(rong)(rong)需(xu)求。分省分類(lei)推進(jin)農(nong)村(cun)(cun)信用社改(gai)革化(hua)(hua)險(xian)(xian)，提(ti)升農(nong)村(cun)(cun)金(jin)融(rong)(rong)(rong)機構規范(fan)(fan)化(hua)(hua)水平和可持(chi)續發展能(neng)(neng)力。深化(hua)(hua)實施金(jin)融(rong)(rong)(rong)科技賦(fu)能(neng)(neng)鄉村(cun)(cun)振(zhen)興示范(fan)(fan)工程，推動(dong)涉農(nong)金(jin)融(rong)(rong)(rong)產品、服務(wu)(wu)(wu)渠道、業(ye)(ye)務(wu)(wu)(wu)流程數字化(hua)(hua)升級。

　　（十九）做好(hao)宣(xuan)傳推(tui)廣(guang)和監測評(ping)估工作(zuo)。及(ji)時總(zong)結(jie)金(jin)融(rong)(rong)服務鄉(xiang)村(cun)全面(mian)振(zhen)興(xing)(xing)的創(chuang)新(xin)做法、典型經驗(yan)，充分(fen)利用各類媒(mei)體(ti)平(ping)臺加強宣(xuan)傳推(tui)廣(guang)，營造金(jin)融(rong)(rong)支持(chi)(chi)鄉(xiang)村(cun)全面(mian)振(zhen)興(xing)(xing)的濃厚(hou)氛(fen)圍。明確鄉(xiang)村(cun)全面(mian)振(zhen)興(xing)(xing)貸(dai)款的業(ye)務范疇(chou)，支持(chi)(chi)建立健全鄉(xiang)村(cun)全面(mian)振(zhen)興(xing)(xing)貸(dai)款監測體(ti)系(xi)，全面(mian)反映金(jin)融(rong)(rong)支持(chi)(chi)成效。做好(hao)涉農(nong)貸(dai)款統(tong)計制度調整后的統(tong)計分(fen)析，開展(zhan)糧食和農(nong)產品貸(dai)款、種業(ye)振(zhen)興(xing)(xing)貸(dai)款等(deng)重點領(ling)域統(tong)計。優(you)化鄉(xiang)村(cun)振(zhen)興(xing)(xing)金(jin)融(rong)(rong)服務考核評(ping)估，強化評(ping)估結(jie)果共(gong)享運用。